The right insurance for life on the water
Solutions for a full range of ocean and inland water risks
Pleasurecraft Insurance
Whether you’re insuring your personal watercraft or your marine business operations, HUB International Marine consists of a team of expert advisors you can rely on to work on your behalf. Our marine and watercraft experts have over 40 years of experience in the marine insurance sector, building strong relationships with both domestic and international insurance carriers to help protect what matters to you. If you're looking for friendly, reliable service from an insurance adviser who is committed to developing and delivering the right solution for you, then HUB International Marine is your best choice.
What We Insure
Whatever your passion on the water, we’re here to give you the best coverage, value and service. From high-end luxury yachts and the sleekest of sailboats, to the smallest of fun runabouts, we’ll ensure you’re properly covered.
Sailboat Racing
High Performance Vessels
Runabouts
Skipper Charters
Sailing Dinghies
Multi-Hull boats
Boat Houses
Float Homes
What We Offer
Our marine insurance experts are thoroughly familiar with the full range of ocean and inland water risks and the coverages they require. We’re proud to offer the best service and products available to help eliminate any uncertainties on the water.
It’s important that we help you understand what coverage will best serve you and point out the rocky shoals of what are often complex policies.
The choices you face when choosing a boat are much wider than automobiles or even homes, so we're here to help categorize your vessel, analyze how you use it, and assess the various risks you're bound to face. From there, we match your needs and specific circumstances with the right Marine insurance solution for you, setting you up with insurance from the best providers in Canada and around the world.
We offer policies for vessels of all types and sizes, including Replacement Cost coverage, Offshore coverage, transit coverage, liability only, and special live aboard policies.
Commercial Insurance
When you partner with HUB International, you’re working with a team of skilled risk managers who have been serving our Commercial Marine clients since 1979. Your marine exposures are unique, and may be significant. Whether you’re looking to protect a yacht club or marina, or a marine-related business such as boatyards, marine repair facilities, electronics and marine safety manufacturing, or fishing resorts – HUB International Marine will help you protect what matters most.
- Boat Manufacturers & Dealers
- Yacht Clubs & Marinas
- Ship Repairers
- Skipper Charters
- Fishing Charters
- Water Taxi’s
- Boat Rentals
- Docks, Piers & Wharves
- Cargo
- Specialty Marine
Boat Manufacturers & Dealers
Whether you’re a boat manufacturer, dealer, or broker, HUB International Marine specialists are well-equipped to handle insurance programs of all sizes.
Builders risk policies for manufacturers
Our specialists will work with you to conduct a full assessment and identify essential coverage such as:
· Automatic escalation clause
· Collision liability coverage
· Damage due to faulty design
· Failure to launch protection
· General coverage
· Legal and labour expenses
· Loss of damage (to parts and accessories and other materials on premises)
· Protection & Indemnity
· Salvage
· Coverage on sea trials
Policies for boat dealers & brokers
The needs of boat dealers and boat brokers are unique and significant. Our specialists will work with you to review your needs, and may suggest coverage including but not limited to:
· Coverage options for your inventory and stock (including new and used vessels)
· Care, custody and control of third party vessels, including coverage for damage to vessels owned by clients
· Errors and omissions causing financial losses for clients (including as a result of mistakes in sales, tax and/or registration documents)
· General liability for bodily injury
· General liability for third-party property damage
· Coverage of offices, buildings, contents and equipment or other assets of non-marine property
Yacht Clubs & Marinas
The needs of yacht clubs and marinas are similar to fishing resorts in many ways. However, it’s important to navigate the right solution for your specific circumstances.
Marine insurance for clubs & marinas
· Floating Property - ensuring that your piers, wharves and docks are protected, specifically with respect to marine perils
· Hull & Machinery for boats that are owned by the club
· Protection & Indemnity, providing liability coverage for the use and operation of watercraft
· Marina Operators Legal Liability – protecting the club from damage they may cause while docking, launching and storing vessels that are in their care, custody and control
· Lift Liability
Yacht clubs, marinas and other marine resorts covered by HUB International Marine benefit from our 24/7 claims support. We can provide immediate claims settlements up to $15,000 on first-party losses, along with efficient and clear settlement protocols for all claims, including those over $50,000.
Ship Repairers & Specialty Marine
Whether your business is focused on repair, shipping or other specialized marine operations, we’re here to help develop the right insurance solution for you and your company.
Ship repairers legal liability
· Damage to vessels in your care, custody or control
· Legal fees to defend against negligence
· Costs resulting from delays in port or other loss of revenue to vessel owners
· Traveling workman coverage (offering protection regardless of where the repair work is performed)
· Protection & Indemnity coverage
· Sea trials
· Pollution exposures
Marine insurance for shipyards
· Floating Property - ensuring that your piers, wharves and docks are protected, specifically with respect to marine perils
· Legal Liability protecting your operation from damage that may be caused while docking, launching and storing vessels that are in your care, custody and control
· Lift Liability
Claims
We hope that nothing ever happens that causes you to have an insurance claim. However, if you do have a claim, we have the resources, expertise and experience to advocate on your behalf.
If you have suffered a loss or damage that may be covered by your insurance policy, please contact our Claims Department:
E: myboat@hubinternational.com
T: 1-855-HUB-HELP
Learn More
Our Knowledge
As insurance professionals offering complex contractual products that differ greatly, we believe our experienced recommendations can be of value to you. As consumers ourselves, we clearly understand the importance of competitive pricing. We also understand that the real cost of insurance is not just the premium, but how the insurer responds, or fails to respond, in the event of a claim.
Our people are equipped to deal with the latest trends and developments in marine and watercraft insurance, and are committed to giving you the added value of our knowledge. Our growth has allowed us to acquire experts in every aspect of marine and watercraft insurance, from personal watercraft to commercial marine operations, boat dealerships, shipbuilders, marinas, and more. Let us put our competitive product knowledge, design creativity, and negotiating clout to work for you and protect what matters most.
Your HUB Marine Insurance Team
Bev Carlson
Account Executive
Bev.Carlson@hubinternational.com
Bev Carlson is our Senior Pleasure Craft Account Executive for our Personal Marine Division. Bev has over 48 years of Insurance experience; 27 of them with HUB, focusing specifically on Personal Marine.
Bev’s career highlight includes being instrumental in developing our Best in Class pleasure craft product now known as Lifeline. She is also a key contributor in the development of the present off-shore insurance offering and has been involved in all the insurer contract negotiations with the marine pleasure marketplace. From 2007 through 2009, her annual commissioned sales exceeded $100,000, earning her an invitation to the prestigious HUB PL Sharpe awards.
Bev is a sought after educator in the marine insurance practice having taught the “Pleasure Craft Marine Course” for the British Columbia Broker Association for the last 10 years. In addition she has been a speaker at Blue Water Cruising Meetings, Sidney North Saanich Yacht Club Meetings, Eagle Harbour Yacht Club Functions and West Vancouver Yacht Club Functions.
Michaela Kuehn
Account Manager
Michaela.Kuehn@hubinternational.com
Michaela Kuehn is an Account Manager and Underwriter with HUB International Insurance Brokers’ Personal Marine Department. Michaela joined HUB International in 2016, and has over 16 years of experience in the insurance industry.
Prior to joining HUB International, Michaela worked for a family-operated insurance brokerage in North Vancouver. Her experience includes personal lines, auto, travel, commercial lines, and marine insurance.
As a Senior Underwriter with HUB, Michaela is dedicated to helping her clients as well as supporting her colleagues. She manages a number of client accounts in addition to preparing new business submissions and quotes, following up with client requests, and reporting claim incidents. Michaela also attends a number of boat shows throughout the Greater Vancouver region as a representative of HUB International.
In addition to the time she spends working with the marine community as an insurance professional, Michaela is also personally commited to the boating community. She and her family enjoy sailing and discovering BC’s beautiful coastlines, are members of the Burrard Yacht Club, and are involved in teaching safe boating for the Canadian Sail & Power Squadron. Michaela also enjoys taking part in the Burrard Yacht Club’s Classic Boat & Car Show and Safety Weekend.
Michaela’s dedication to marine insurance and the boating community at large ensure she is a trusted advisor to her clients, and a valuable member of HUB International.
Killian Heraughty
Account Manager
Killian.Heraughty@hubinternational.com
Killian Heraughty is an Account Executive with HUB International Insurance Brokers’ Commercial Insurance Division. Killian joined HUB in 2020 and has over 6 years of experience in the insurance industry.
Killian got his start in the industry as a Life Insurance Broker in Scotland, before relocating to Vancouver where he became a Marine Insurance Broker with a specialty brokerage for three years. As an Account Executive with HUB, Killian works with clients who have a variety of commercial marine exposures.
Killian holds a Bachelor’s Degree (BBus) in Entrepreneurship and Management with First Class Honours from the Dún Laoghaire Institute of Art, Design and Technology in Dublin, Ireland. He is a Canadian Accredited Insurance Broker (CAIB), has trained in the areas of boat insurance and legal expense insurance, and is currently working toward his Chartered Insurance Professional (CIP) designation.
Samara Doucet
Insurance Advisor
Samara.Doucet@hubinternational.com
Samara Doucet is an Insurance Advisor for HUB International Insurance Brokers’ Personal Marine Insurance Division located at our Still Creek Office in Burnaby, BC. Samara joined HUB International in 2006 and has been with Hub for 11 years specializing in Marine.
As Insurance Advisor of HUB’s Personal Marine Division, Samara deal directly with our Marine clients, and their needs, working on existing accounts as well as new business opportunities, reporting claims and following up with clients, Underwriter, Claims Adjustors & Marine Surveyors.
Outside of her insurance duties, Samara comes from a boating family that are current members of Burrard Yacht Club. Samara has volunteered her time to a number of causes and events, including the Variety Children’s Charity Annual Boat for Hope, Burrard Yacht Club Classic Boat & Car Show, and Burrard Safety Day’s and also the MIABC Annual Golf Tournament.
Frequently Asked Questions
Whether it's commercial or personal marine insurance you are looking for, our HUB advisors are here to ensure you’re ready for tomorrow. Our vast global resources and solid local relationships will ensure you receive the best coverage, best value and best service. We are dedicated to helping you protect what matters most by providing the best possible solution tailored to your specific needs.
The Low-Down on Commercial Insurance for
Yacht Clubs and Marina Operators
We want all of our clients to be well-informed about their marine insurance needs and options. For Yacht Clubs and Marina Operators, we want you to know what you really need to be protected.
- Lifting, hoisting or hauling of vessels out of water;
- Provide land storage;
- Fueling;
- Operating ways;
- Repairing or service work; OR
- Incidental repair or maintenance.
The Low-Down on Commercial Insurance for Ship Repairers
We want ship repairers to know what's behind the fine print in many policies.
The Low-Down on Personal Marine Insurance
Did You Know?
…That exclusions are the fine print. The most important part of any All Risks Policy is not what is covered but what is excluded. The structure of an All Risk policy is such that everything is covered other than what it is excluded. It is critical to determine what you are not covered for. Read and ask questions about the exclusions, as this is the fine print that needs to be understood. This is where our policies excel compared to others available.
…Who you are insured by? There are several types of Insurer-Broker relations. Are the actual Underwriters in Canada? What is their financial strength? Do they have the required marine expertise to represent you in a liability matter? Where will claims be processed and handled? Is there an additional intermediary whom you are not aware of? You need to ask these questions before you purchase the insurance - otherwise you may find that when you really need your policy, the people you are dealing with on the claim are far removed from both you and your Insurance Broker.
…That the two largest risks for boat houses are Snow Load and Wind storms. What value should it be insured for? What limits of Liability do you need? Will there be coverage and what would the deductible be? Is there coverage for wreck removal?
For everything you need to know about marine insurance and for the best coverage, value and service, contact us today.